Job Description
Dear Candidates,
Greetings from L&T Financial Service.
Job opening For Sales & Collection Officers at Madurai in L&T Financial Services.
JD - Micro Loans Officers / FLO Frontline officers
Conducting recruitment drive interviews @ Madurai Anna nagar MC on 12th & 13th Apr 2022 to fill our manpower gaps of Annanagar Territory and other locations.
Job vacant locations: Madurai = Anna Nagar, SILAIMAN, Othakadai, Thiruparankundram, Palamedu, Keelavasal, Vilangudi, Therkku Theru & Perungudi
Department
Frontline MFI
Designation
Micro Loans Officer
Reports to
Meeting Centre Manager / Branch Manager
Duties and responsibilities
1. Starting business in a new village
a. Village identification within the radius
b. Feasibility study of the village based on demographics, activities and financial needs of the customers
c. Assist the MC-IC in making the village approval
2. Sourcing of business
a. Identification of customers and forming of Joint Liability Groups
b. Filling up of the application form
c. Verification of the residence and business of the customer
d. KYC verification
e. Pre-disbursement training
f. Visiting potential customers in order to develop business
3. Disbursements
a. Collection of KYC documents
b. Assisting the MC-IC for disbursement activity completion
c. Loan documentation
4. Collection of current dues
a. Collect the collection sheets and stickers from MC-IC
b. Group-wise collection as per scheduled time by following the process
c. Deposit of collection money
d. MERC entry
5. Collection of over dues
a. Follow up with the customers with updated data report of assigned portfolio
b. Collection of money as per process
c. Depositing the money in bank
d. MERC entry
e. Assist the MC-IC in initiating action against the defaulters
Criteria:
Enclosed our have requirements & Eligibility for ref.
Request to provide a proper & suitable candidates who can join immediately.
1) Sales and Collections experienced candidates will be preferred.
2) During the Interview candidate should carry below mentioned mandatory documents.
- Aadhar card
- Pan card
- Passport size photo
- Driving license
- Bank passbook
- Graduation marksheet
- If experience (Experience letter / relieving letter / resignation acceptance letter and salary slip)
Eligibility
1) Any Graduate” with or without experience or 2) undergraduate like “Diploma with (10+3) yrs” or “HSC with 6 plus sales or collection experience”
- Two wheeler and Driving license with smart phone
- Only male candidates
- Maximum limit is 15 to 20 KM from the selected branch location..
- Blood Relatives of the candidate should not be working at L&T (Mandatory).
- Age: 21 to 30 yrs
- If Candidate is BE / B.tech / Any PG means, he should get 6 months experience in micro loan – MFI – that is mandatory, then only he is eligible otherwise he is not eligible for this MFI
CTC- 10 k in hand salary to 13 k in hand salary.