AAVAS is primarily engaged in the business of providing housing loan to customers belonging to the low and middle-income segment in semi-urban and rural areas. These are creditworthy customers who may or may not have the income proof documents like IT return, salary slip and hence are financially excluded by other large housing finance companies and banks. AAVAS uses a unique appraisal methodology to assess these customers individually. The financing solution need to be appropriated and suitable to them.
AAVAS believes that every customer is unique and so far as his financial needs & feel it is absolutely necessary not to treat them as a homogeneous group of borrowers but appreciate the individual need of every customer, and offer housing Finance solutions that are appropriate and suitable to them.