Job Description
Roles and Responsibilities
- Credit assessment and underwriting of mortgage loan applications based on product and policy norms end to end from login to disbursal of loans
- Appraising loan applications for creditworthiness ensuring adherence to KYC norms, credit bureau assessment, and financials
- Disbursal of Mortgage Loans including all checks and verifications
- Coordination with legal, technical, and processing vendors and training of vendors and vendor staff on processes and policies
- In-person meetings and discussions with clients
- Responsible for maintaining the processing TAT
- Participate in and clear regular internal and external audits
- Vendor management, including quality monitoring
Desired Candidate Profile
Qualification & Experience
- Years of experience NIL to 5 years
- Mandatory Qualification Graduation / Post Graduation / Chartered Accountant
- Good to have - basic financial knowledge of P&L / Balance Sheet and financial ratios
Essential Skills
- Ability to work in unstructured and evolving situations with an open mind
- Work in large and varied teams and deliver individual requirements within the same
- Adhere to expected TAT without compromising on quality
- Taking of initiatives, strong execution skills, forward-thinking ability to anticipate hurdles
- Ability to understand customer needs and be responsive
- Technology skills understanding of and working with existing market technologies in the mortgage industry
Perks and Benefits